"The willingness to do uncomfortable things, in service of higher priorities, is a minimum requirement of maturity". 

Someone said this to me today, and I immediately thought of Steve McCusker.

I've been thinking a lot today about that statement regarding maturity, and it rings so true.  Nobody wants to floss their teeth or take the dog to the vet or pay taxes, but they're all things that responsible adults do because they'd rather not find themselves toothless or with a sick pet or driving over bridges that nobody's maintained.

And that was a big problem for me with Steve-------that he just did not take responsibility.  For anything.

Over the years he bitterly complained to me that his wife did not take any responsibilities.  But as time went on, I could see that he was at least the same, if not worse.

Prima facie evidence:  Who borrows money from a friend of 37 years, signs a Promissory Note,  and then refuses to pay the money back?

Liz McCusker, in my opinion, is even worse.

Under oath, she stated that things had "happened" to them.  She would not connect the fact that they had spent well over a quarter million dollars-----money they did not have, did not earn, and just continually borrowed-----with the fact that they were unable to make their mortgage payments.

Instead, she testified that "Things happened to us.  It wasn't our fault".

So even after all they went through, it seems there were no lessons learned.  
Spend other people's money for years.  Then when it finally catches up with you, it's that "things happened".
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Mutual friends have told me nothing has changed.  It's my opinion that the McCuskers are still feeling that things just "happened" to them, and that there is no connection between their own actions and the subsequent consequences.